I am exhausted human being I am taking care of the 17 year that is still learning to drive and does not have his citizenship paperwork so the boy can’t work. His father as been a citizen for a year and a half and his father was given the money for the paperwork over 9 months ago. I am taking care of the three year oll that we have together. The man does not want to be married and he charge up all the credit cards a month before we decided to get a divorce. I am paying for the divorce and working like crazy but he is responsible for half the debt he does not pay half and the house will go into foreclosure by the time the court system works I am seeling it 45 000 under its value just enough to pay it off and the realtor but no luck yet what should i do because the lawyer just charges me more money everytime i call him i can’t afford much more
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I am exhausted human being I am taking care of the 17 year that is still learning to drive and does not have his citizenship paperwork so the boy …
6 replies on “I have been trying to sell this house for months and the lawyer says wait unilt the divorce goes to court?”
When it goes to court, he will be resposible for at least half of the bills. Is there anything the 17 year old can do to help out? (farmwork, babysitting, tutor) See if you can talk to the bank. In many cases they try to help out or you can take out a loan to pay off the credit cards then just pay off the loan.
Your lawyer is not looking at your best interest. Sell the house before you loose it to the bank and end up with nothing.
As far as the credit cards go that your spouse charged up I would see what you can return that he bought and find out from another lawyer if he can be responsible for the charges he made out of spite. In addition I would cancel all cards before he puts you more in debt.
I’d make one more call to the lawyer. In some states, if the house is up for sale by the owner, the bank cannot foreclose on it. The other thing you can do…go to the bank and tell them you have the house up for sale and ask if you can reduce your payments until it is sold. Most banks do not want to take over a house; especially in this bad market. They may work with you on that. That 17 year old can mow lawns this summer, clean out gutters, babysit the neighbors boys, walk a dog for a working couple, and do odd jobs to bring in some kind of money, you know. Ask him to do that.
My divorce is finalized and I still co-own a house with my ex-husband. I’m still paying half of the mortgage and it sucks because I’m not even living there (he is). We’ve had it on the market for year and have dropped the price but still no luck. The housing market is terrible right now, so I really feel for your situation.
First, make sure that you close out all of your credit cards immediately. Chances are you are responsible for half, even if he charged them up like that. Don’t let it get worse.
Second, if the cards have high interest, see if you can get an “interest only” home equity loan. Because it is against the equity of the home, if the home goes into foreclosure the loan will be covered by the foreclosure. This will protect you against your husband’s spendy ways.
THe housing market is terrible right now. But don’t let that convince you to sell under the market value of the house. That is not going to help in the long run.
Check to see if there are divorce support groups in your area with people who can help you in person.
I think you need to work with your husband to save more money. If he doesn’t want to pay a lot to his lawyer fee too, he should cooperate with you to get this home sold. Lawyer wants you to hold on to the property because they also want a piece of the profit too. Another way, you can call the mortgage bank and tell them you can’t afford anymore and you gonna give the house back to them (it will not hurt your credit if you ask for the deed and lieu), then letting them foreclose your property (it will kill your credit history). The best thing is to work together through divorce. Once divorce, you each can still walk away with money to support yourself. If the realtor can find a buyer for you, then find a new one. Post fliers at grociery stores, department stores, and even place an ad in the newspaper.